We Offer Various Deposit Products

Find The Product That Is Right For You

Deposit Products

If you’re with another institution, switch your Accounts to Farmers & Merchants Bank anytime from anywhere. It’s quick and easy with our Switch Kit. If you would like more information and would like to open an account in person, just stop by one of our convenient locations.

REGULAR CHECKING

Our Regular Checking account offers all the convenience you need, include optional Online Banking and ATM access! You can open your account with as little as $100, and there’s no monthly service charge if you maintain at least a $1,000 monthly balance. (Over age 60 or a full-time student? We’ll waive the normal service charge!)

NOW ACCOUNT

With this special type of checking account, you’ll earn interest on balances of $1,500 or more. There’s no monthly service charge if you keep your balance at that amount. Interest is compounded monthly and credited on your statement day. Also includes optional Online Banking and ATM access. Open yours with $1,500 or more.

MONEY MARKET ACCOUNT

Our Money Market account is ideal for people who keep larger balances in their checking accounts. You can open yours with $2,000 or more, and you’ll earn interest (and pay no service charge) as long as you maintain at least a $2,000 balance. You’re allowed to make as many as six withdrawals from your account each month. This account gives you optional Online Banking and ATM access.

PASSBOOK SAVINGS

Our Passbook Savings account is the simple account most of us grew up with. You can open yours with as little as $100, and you’ll earn interest as long as your balance is large enough to earn at least $1 over three months. You’re allowed to make as many as six withdrawals from your passbook account each month, and you can get optional Online Banking and ATM access.

FMB CLUB ACCOUNT

Join our Club and receive a long list of personal and bank services for just $8 a month. You’ll receive great features and benefits like a debit card, personalized checks, accidental death and dismemberment insurance, and much more!